Retired Railway Engineer Loses ₹18.45 Lakh in Pension Scam via Phone Hacking

A retired railway engineer, Anil Kumar from Vaishali Nagar, fell victim to a cyber fraud that drained ₹18.45 lakh from his pension account. After retiring in June 2025, Kumar had entrusted his life savings to this account. Fraudsters contacted him under the guise of a pension correction, claiming that certain documents needed updating. Trusting the caller, Kumar opened a malicious PDF sent to his phone, which immediately compromised his device. Within minutes, multiple unauthorized transactions were made, wiping out his savings.

Distressed by the loss, Kumar filed a complaint at Kotwali police station. Authorities have involved the cyber cell and bank officials to investigate the case, tracing digital footprints to identify the culprits. Cybersecurity experts warn that senior citizens are increasingly targeted by such scams due to their trust in technology and limited awareness of cyber risks. They urge pensioners to remain cautious, avoid responding to unsolicited calls or messages, and verify any requests directly with official pension offices.

This incident highlights the growing threat of cybercrime against India’s elderly population, for whom pensions represent a lifetime of hard work and financial security. Protecting senior citizens from such digital frauds is becoming a critical challenge in the country’s rapidly evolving digital landscape.

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